Product Leader

John Cornelius McCaskill

Building digital products that simplify complex customer experiences.

Product leader with 10+ years leading strategy across banking, lending, customer communications, AI initiatives, and enterprise digital platforms.

80M+ Customer Interactions Supported
$1.7M Annual Savings Delivered
50% Reduction in Contact Center Calls
99.9% Same-Day Incident Detection
10+ Years of Product Leadership

Core Strengths

What I Do

I lead product strategy, build customer-centric experiences, modernize enterprise platforms, and align cross-functional teams around measurable business outcomes.

Customer Communications

Built and modernized enterprise communication platforms supporting more than 80 million customer interactions.

Platforms

Led digital lending experiences spanning origination, servicing, repayment, and self-service capabilities.

AI Modernization

Applied AI and automation to improve operational efficiency, reduce errors, and accelerate product delivery.

Customer Decisioning

Developed data-driven decisioning capabilities that personalize experiences and improve customer outcomes.

Enterprise Leadership

Led cross-functional teams across Engineering, UX, Operations, Compliance, Marketing, and Executive Leadership.

Experience Highlights

Selected Experience

Highlights from product leadership roles across banking, lending, enterprise customer communications, and digital products.

C itizens Bank
VP, Product

Modernizing Enterprise Customer Communications

Led modernization of an enterprise customer communications platform, introducing AI capabilities, real-time data integration, and operational visibility across 80+ million annual customer interactions.

S allie Mae
Senior Manager, Digital Product Management

Transforming Digital Lending Experiences

Led digital servicing initiatives, Adobe Experience Manager migration, and Salesforce integration efforts that generated $1.7 million in annual savings.

N elnet
Senior Digital Product Manager

Scaling Student Lending Products

Improved enterprise lending platforms, modernized internal tooling, and supported a business responsible for $1.5 billion in lending.

R ewardance
Product Manager / Founder

Building a Customer Loyalty Platform

Built and launched a loyalty platform that increased customer lifetime value by 30% while improving customer retention through personalized engagement.

Career Journey

Professional Experience

Over the past decade I've led products across banking, lending, enterprise communications, digital servicing, and customer experience.

VP, Product

Citizens Bank • 2025 – Present

  • Owned product strategy for an enterprise customer communications platform supporting more than 80 million customer interactions.
  • Led AI modernization initiatives that reduced campaign deployment time by 30% while improving operational accuracy.
  • Partnered across Engineering, Marketing, Operations, Risk, and Executive Leadership to deliver enterprise-scale capabilities.

Senior Manager, Digital Product Management

Sallie Mae • 2022 – 2025

  • Led digital servicing products across the customer lending lifecycle.
  • Integrated Salesforce Marketing Cloud with Zeta, producing $1.7 million in annual savings.
  • Reduced customer service call volume by 50% through improved self-service experiences.

Senior Digital Product Manager

Nelnet • 2021 – 2022

  • Directed product strategy supporting a $1.5 billion student lending portfolio.
  • Built internal dashboards used across more than 40 enterprise teams.
  • Reduced storage costs by approximately $2 million through enterprise search optimization.

Founder & Product Manager

Rewardance • 2016 – 2020

  • Designed and launched a customer loyalty platform from concept through release.
  • Increased Customer Lifetime Value by 30% through personalized engagement.
  • Improved customer retention to approximately 70% year over year.

Leadership Philosophy

How I Lead

My approach to product leadership is grounded in clarity, measurable outcomes, customer empathy, and cross-functional alignment.

01

Start with the Customer

Great products begin with a deep understanding of customer problems, not assumptions.

02

Measure Outcomes

Success isn't measured by features shipped. It's measured by customer and business impact.

03

Simplify Complexity

The best products hide complexity and create intuitive experiences for customers and internal teams.

04

Lead Through Alignment

Product leaders succeed by bringing engineering, design, operations, and business partners together.

05

Never Stop Learning

Every launch creates new insights. The best teams continuously learn, adapt, and improve.

Credentials

Education & Certifications

Continuous learning has been a constant throughout my career, combining formal education with agile and product leadership certifications.

Scrum.org

Professional Scrum Product Owner II

PSPO II

Scaled Agile

SAFe Agile Product Manager

APM

Scaled Agile

SAFe Product Owner / Product Manager

POPM

Training

Crystal Training

Advanced Product Management